One of the most important things you can do for your family is life insurance.  A life insurance policy can help pay the bills and leave the ones remaining at peace of mind that they can continue life and not worry about a missed income.  If you’re passionate about giving a great gift on a budget to a worthy cause, you may also want to consider taking a policy out with your favorite non-profit or civic group as a beneficiary.  It is a very inexpensive way to leave a legacy!